Schedule of Homebuyer Classes
By Invitation Only
SUMMER 2018
4 Week Classes - 1 1/2 hours each. Classes begin at 6:00 p.m. to 7:30 p.m. on Tuesdays and Thursdays.
Please do not be late. Doors will be locked at 6 pm.
No children are allowed; parents must make prior arrangements.
Homebuyer Classes - 1 1/2 Hours Each
WEEK 1
July 10 - Introduction to Habitat and Homeownership
July 12 - SHIP/HOME Loan, Mortgage Restrictions & HOA Rules & Responsibilities
WEEK 2
July 17 - Legal Documents, Payday Loan, Tax Preparation
July 19 - Conflict Resolution, Maintaining Your Property Inside and Out and Pet Ownership
WEEK 3
July 24 - Dave Ramsey Lesson 1 "Super Savings"
July 26 - Dave Ramsey Lesson 3 "Cash Flow Planning"
WEEK 4
July 31 - Dave Ramsey Lesson 4 "Dumping Debt"
August 2 - Dave Ramsey Lesson 5 "Buyer Beware" and GRADUATION!
The CLASSES ARE SUBJECT TO CHANGE, but the day and time remains the same.
MAKE UP CLASSES:
Spring Classes
January-March
Summer Classes
May-July
Fall Classes
September-November
After completing the Homebuyer Educational Classes, you are required to meet with a financial counselor at least 4 times before you close on your home.
Financial Counselor One-on-One Meetings (4 meetings will be set by homebuyer and counselor)
- Meet ‘n Greet to review budget forms and discuss concerns homebuyers may have about the budgeting process.
- Meet to discuss the homebuyer’s first cash flow budget and prepare an action plan to complete the second and third monthly budgets.
- Meet to review the homebuyer’s second and third monthly budgets to determine if they need additional counseling.
- Optional: Meet in two months to review monthly budget forms and discuss any new concerns the homebuyer may have about maintaining their budget.
