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Habitat Homeownership

Do you want to become a Habitat Homeowner or do you know someone who does?

We are seeking applicants in Indian River County who are serious about becoming homeowners. Applicants must be willing to work hard, complete several classes, be able to pay a mortgage and follow the other guidelines on the road to Habitat homeownership.

How the Program Works

The "American Dream" of homeownership can become a reality for families in need through the work of Indian River Habitat for Humanity. Indian River Habitat for Humanity is a hand up, not a hand out. In addition to monthly mortgage payments, homeowners invest hundreds of hours of their own labor, also known as “sweat equity” - into building their home and the homes of others.

Indian River Habitat for Humanity relies on donations from corporations, foundations, churches and individuals to build homes. In return, the homes that are built are sold to each new homeowner at cost and financed with a 20-30 year interest-free mortgage.
Ways to Give | Volunteer

Prospective homebuyers must have:

  • a need for simple, decent affordable housing
  • the ability to pay for and maintain a house
  • the desire to partner with Habitat by showing a willingness to complete 300-500 Sweat Equity hours working on their own house as well an on other Habitat projects
  • the willingness to complete all mandatory classes, including financial management training, provided to help equip homebuyers for homeownership