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We are Now
Accepting On-Line Donations!
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How Does Habitat Work?
Habitat homes are not free. Through volunteer labor and donations of
money and materials, Habitat builds and rehabilitates simple, decent
houses with our partner families. Habitat houses are sold to partner
families at no profit, financed with affordable, no-interest loans. The
homeowners' monthly mortgage payments are used to build still more
Habitat houses.
Habitat is not a giveaway program. In addition to a down payment and the
monthly mortgage payments, homeowners invest hundreds of hours of their
own labor -- sweat equity -- into building their Habitat house and the
houses of others.
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